Travel Insurance for Canadians
With travel insurance for Canadians, Canadian citizens, as well as permanent and temporary residents, are provided with a solution to cover their medical and optional non-medical emergency expenses when travelling abroad, or even to different provinces in Canada. This can come in quite useful as your government health insurance plan will not be able to be used outside of your province of residence.
Eligibility Requirements
Canadian residents are insured under their provincial healthcare plans, however, these plans only cover a small amount of medical expenses outside of Canada. Furthermore, your provincial healthcare plan may only be limited to coverage only if you’re travelling to another province, and it’s possible that even the smallest of injuries can bring a significant setback to your budget. So, if you’re planning on going away, anywhere outside of your province, travel health insurance for Canadians will provide you with an easy an affordable solution to protect you from the costs of potential medical injuries.
In order to be eligible for all-inclusive travel insurance, the following must apply to you:
- You must be a Canadian resident
- You must currently be enrolled in the provincial health insurance plan
- Based on the Canadian insurance company, there could be other specific conditions in order for you to qualify
With all-inclusive travel insurance, you are provided with a coverage that comes together in a package, all at affordable rates. From medical emergencies, missed flights, to even luggage loss, there really isn’t anything this insurance doesn’t cover.
The following is a list of the thigs all-inclusive insurance covers:
- Emergency Medical Expenses
- This insurance covers unexpected emergency medical expenses, that could occur due to injury, illness, emergency dental treatment, or even hospitalization
- Emergency Evacuation & Repatriation
- All-inclusive insurance covers required evacuation due to injury, or any medical emergency while travelling.
- Trip Cancellation
- Coverage begins from the day your insurance policy is purchased until the day you leave on your trip. So, if you for any reason have to cancel your trip during this time, it’s covered under the policy.
- Trip Interruption & Trip Delay
- Coverage begins from the day you leave for your trip up to the day you return. So, if your trip is unexpectedly interrupted or delayed, it will be covered.
- Lost, Damaged or Delayed Luggage
- If your luggage is lost, damaged, or delayed when you’re on your trip, it will be covered under the policy.
- Non-Medical Coverage
- This travel insurance will provide you with a peace of mind while on your trip, as it will cover any necessary medical expenses for emergency medical care.